HMDA Data Collection Timelines
HMDA Data Resubmission Window
The collection window of HMDA Data submission and resubmission is a three year period starting on January 1 and ending December 31.
| Data Year | Collection Begins | Resubmission Ends |
|---|---|---|
| 2018 | January 1, 2019 | December 31, 2021 |
| 2019 | January 1, 2020 | December 31, 2022 |
| 2020 | January 1, 2021 | December 31, 2023 |
| 2021 | January 1, 2022 | December 31, 2024 |
| 2022 | January 1, 2023 | December 31, 2025 |
| 2023 | January 1, 2024 | December 31, 2026 |
| 2024 | January 1, 2025 | December 31, 2027 |
| 2025 | January 1, 2026 | December 31, 2028 |
Filing Instructions Guide (FIG)
| HMDA Filing Instructions Guides (FIG) |
|---|
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Note: The 2018 FIG link in the table is the updated FIG released on October 11, 2018 for data collected in 2018 incorporating the 2018 HMDA rule. The previous 2018 FIG released before the ruling is also available. Data collection for 2018 is closed.
The Filing Instructions Guide is available to filers in an online format that is searchable, linkable, and shareable. Access the 2024 Online FIG.
Annual Filing Period Dates
The HMDA Platform is open for annual filing from January 1 – March 1. The Platform remains available outside of the filing period for late submissions and resubmissions.
If you need additional information to help get your file ready you can refer Filing Instructions Guide (FIG) section.
See below for information on HMDA Annual Filing period dates:
Quarterly Filing Period Dates
Beginning January 1, 2020, the 2015 HMDA Final Rule requires quarterly reporting for financial institutions that reported a combined total of at least 60,000 applications and covered loans, excluding purchased covered loans, for the preceding calendar year. Thus, in addition to their annual data submission, these larger-volume reporters will submit HMDA data for each of the first three quarters of the year on a quarterly basis. Further information can be found in Regulation C, 12 CFR 1003.5(a)(1)(ii).
If you need additional information to help get your file ready you can refer to the Supplemental Guide for Quarterly Filers or the Filing Instructions Guide (FIG) section.
See below for information on HMDA 2024 Quarterly Filing period dates:
Quarterly HMDA data submissions are separated into three quarters.
- Quarter 1 on time filing period: April 1 - May 30th (Loans with Final Action Taken Date: January 1 – March 31)
- Quarter 2 on time filing period: July 1 - August 29 (Loans with Final Action Taken Date: April 1 – June 30)
- Quarter 3 on time filing period: October 1 - November 29 (Loans with Final Action Taken Date: July 1 – September 30)